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Drive Your Trades Online
If you prefer taking a do-it-yourself approach to investing in stocks, bonds, options, mutual funds, and fixed income securities, look no further than Community Savings. We offer you Credential Direct®.

Canada's #1 Best Online Broker
With Credential Direct, you'll have access to trading tools, research, and investing resources that are among the best. In fact, we've been ranked Canada's #1 Online Broker four times since 2004* by totally independent industry reviews.

If you're not trading with Credential Direct already, maybe it's time you switched.

Credential Direct is owned by the credit union system, so you can expect the same level of service and support you'd receive from your credit union. Plus a broad selection of tools to help you plan and implement your investing strategy.

Be Your Own Broker
  • Trade stocks, options, mutual funds and fixed income all online. Buy, sell, and short-sell stocks and options online from all major exchanges in Canada and the U.S., and choose from more than 4,500 mutual funds from Canada's top fund families.
  • An account for every need. Open cash, margin, and/or registered accounts (RRSPs, RESPs, RRIFs or LIFs).
  • Manage your money easily. Check account balances and transfer funds online between your accounts and your Credential Direct trading account.
Essential Decision Making Tools - All Free
Credential Direct's technology and tools will help you respond quickly to investing opportunities.
  • Discover opportunities. Use financial, technical, options, and mutual fund screening tools to uncover investment opportunities.
  • Make informed decisions. Access up-to-the-minute news, real-time fundamental and detailed quotes and buying power, daily market news and commentary, research, Winners & Losers, charts, and technical event analysis to help you manage your portfolio.
  • Data you can act on. Receive automatic technical and portfolio alerts to your email or mobile phone so you can respond quickly to market developments.
  • Protect your profits. Monitor your portfolios with critical real-time information, assess your strategy with account performance and receive daily performance summaries to help protect your profits and limit your losses.

Unrivalled Cost Savings
Credential Direct delivers premium online trading - without the premium price tag!
  • Trades start at just $9.95 for active traders - and $19 for investors, all part of a competitive fee and commission plan.
  • Never pay more than $250 per stock trade and earn an automatic 10% rebate when their commissions exceed $2,500 in an account within a calendar month**.
  • No minimums for cash accounts, no inactivity or user fees.

Simple to Use. Easy to Get Started.
Even if you don't know a stock from a bond, Credential Direct is the trading platform for you. The Web site has everything you need to plan your strategy, research the markets, find opportunities, make trades and manage your accounts, The investor education section is an excellent resource to help you get comfortable with trading and even learn the finer points of technical charting.

Exceptional Service.
There's plenty of help on the Web site. And, friendly technical support - the kind you expect from your credit union - is available when you need it. Investment Representatives are ready to assist you between 6:15 AM and 3:00 PM (PST) via email, real-time online Support Chat, or toll-free telephone support.

Sign Up. Today.
It's easy to get started. Just apply online by visiting Credential Direct or call 1.877.742.2900 if you have further questions.

The Power of Online Trading. The Values of Your Credit Union - that's the Credential Direct difference.

* Ranked #1 by Surviscor Summer 2007, Q4/Fourth Quarter 2006, Q2 2006, and by Watchfire GomezoPro Q4 2004.
** not available for Active Traders

Online brokerage is offered through Credential Direct, a division of Credential Securities Inc., and operates as a separate business unit. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Credential Securities Inc. is a Member - CIPF. ® Credential Direct is a registered mark owned by Credential Financial Inc. and is used under licence.





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