Members aged 12 up to an including age 18 can get a HeadStart on their finances with our HeadStart account options.

If you make several transactions each month, including cheques and bill payments, choose the Transaction Account.  If you are saving money and want to earn interest, choose the Daily Savings Account.

Our HeadStart Transaction Account gives you 40 full-service free transactions each month, including:

• Cheques
• In-branch deposits & withdrawals
• Interac direct payment debits
• Global Payment MasterCard debits
• TeleService & Internet transactions
• AFT debits
• Canadian credit union ATM transactions
  
  Plus, receive unlimited electronic deposits and TeleService & Internet inquiries.
  
  Our HeadStart Daily Savings Account earns daily interest and gives you free in-branch deposits and withdrawals.
  
  Plus, receive unlimited free deposits, and TeleService & Internet inquiries and transfers.

Investments

To help you save for the future, Community Savings offers HeadStart Guaranteed Investment Certificates (GICs).

• 1 – 5 year non-redeemable investment
• $250 minimum deposit
• Competitive interest rates
  

Investment Bonus:
For every new $250 deposit to a 5-year non-redeemable Guaranteed Investment Certificate, Community Savings will provide a $10 bonus to the GIC. This bonus applies to a maximum of $1,250 on deposit (total bonus of $50) per HeadStart member. The GIC must be issued under the HeadStart member's name.