| Bulletin 2008-019 |
October 1, 2008 |
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Non-Redeemable
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TERM
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RSP / RIF / RESP
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| Min. Deposit |
$5,000
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$500
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| 1 month |
1.75% |
N/A |
| 2 month |
1.75% |
N/A |
| 3-5 month |
1.80% |
N/A |
| 6-8 month |
1.85% |
1.85% |
| 9-11 month |
1.90% |
1.90% |
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| Interest paid or compounded at maturity |
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Non-Redeemable
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TERM/ RSP / RIF / RESP
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| Min. Deposit |
$500
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| 1 Year |
2.25% |
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| 2 Year |
2.60% |
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| 3 Year |
2.85% |
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| 4 Year |
2.95% |
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| 5 Year |
3.20% |
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| 7 Year |
3.40% |
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Interest paid or compounded
annually
Fat Cat & Headstart: minimum deposit $250
Monthly Interest: deduct 0.25% from posted rates
- minimum $5000 deposit required
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Non-Redeemable
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TERM/ RSP / RIF
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| Min. Deposit |
$20,000
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| 5 Year |
3.121% |
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Compounded quarterly, effective annual yield=3.158%
Variable interest rate: equal to the average yield on CCU residential mortgage portfolio less 2.5% - adjusted monthly
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Redeemable
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TERM/ RSP
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| Min. Deposit |
$500
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| 1 Year |
2.05% |
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Interest paid or compounded annually
Early Redemption: <60 days 0% interest, > 60 days full or partial redemption permitted without penalty
$10 fee will apply for multiple withdrawals, or redemption w/in 30 days
Eligible for scheduled deposits (subject to $500 minimum)
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TERM/ RSP
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| Min. Deposit |
$500
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| 1 Year |
2.00% |
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| 2 Year |
2.35% |
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| 3 Year |
2.60% |
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| 4 Year |
2.70% |
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| 5 Year |
2.95% |
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| 7 Year |
3.15% |
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Interest paid or compounded annually
Early redemption: < 30 days $10 fee, <60 days 0%, > 60 days 1/2% from date of purchase |
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