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Bulletin 2008-15 September 4, 2008
upload/images/icons/blue_dot.gif Net-Savings
 
RSP/RIF/NON-REG
$0 - $4,999 0.20%  
$5,000 - $24,999 2.25%
$25,000 - $49,999 2.30%
$50,000 - $99,999 2.35%
$100,000 - $ 499,999 2.40%
$500,000 - $5 Million 2.50%
$5 Million + 0.20%
Interest calculation based on full amount of closing daily balance, paid monthly
Intended for internet based transfers- no fees apply
Fees applied for in-branch or ATM transactions
RSP & RIF transactions not internet eligible


/upload/images/icons/blue_dot.gif Variable Savings
Redeemable
RSP / RIF / RESP
Min. Deposit $25
Less than $5,000 0.10%
$  5,000-$ 9,999 0.15%
$10,000-$24,999 0.35%
$25,000-$49,999 0.50%
$50,000-$99,999 1.20%
$100,000 + 1.35%
Interest calculated on daily closing balance in each tier, paid quarterly
Eligible for scheduled deposits (PAC) (min$25 monthly)


/upload/images/icons/blue_dot.gif Profit Sharing Account
less than $100 0.25%
$100 - $499 2.75%
$500 + 3.00%
Interest is calculated on the daily closing balance in each tier, paid monthly


/upload/images/icons/blue_dot.gif Common Shares / Share Rewards
Restricted Redemption
Common Shares Member: maximum $5000 per member
Returns announced annually by Board of Directors


/upload/images/icons/blue_dot.gif Investment Advantage Annual*
Non-Redeemable
TERM/ RSP / RIF 
Min. Deposit $5,000
1 Year 2.75%
2 Year 2.75%
3 Year 3.00%
4 Year 3.10%
5 Year 3.35%
7 Year 3.55%
Interest paid or compounded annually
*Available to Advantage transaction Accounts Only


/upload/images/icons/blue_dot.gif Investment Advantage Monthly*

Non-Redeemable
TERM
Min. Deposit $5,000
1 Year 2.60%
2 Year 2.60%
3 Year 2.85%
4 Year 2.95%
5 Year 3.20%
7 Year 3.40%
Interest paid monthly
*Available to Advantage transaction Accounts Only



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